$35 Required OPRF insurance

Here is what I was able to ascertain regarding the insurance required by the school: "The district has insurance on our students as secondary insurance during all school sponsored events which in the USA. So the schools regular insurance is in effect from the time they leave the school. Once they arrive in another country the insurance is in effect. Therefore, they are covered during the entire trip (school sponsored trip). This insurance does not cover costs incurred when there is a change in the flight or actual trip plans." It still is not overly clear what exactly is covered. I am following up and will keep you posted as I find out more.